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Loan Payment Protection |
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Specially designed for you |
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How would you cope with unforseen circumstances such as accident, sickness,
involuntary unemployment or even death? The Protected Payments Plan, which our lenders offer, can take care
of these worries.
We know that our customers have different protection requirements at different stages
in their lives. With this in mind there are cover options which are tailored to meet your individual needs. |
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Single Cover for the Employed |
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Accident and Sickness (Disability) Cover. |
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Involuntary Unemployment Cover. |
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Life Cover. |
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Single Cover Plus for the Employed |
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In addition to the benefits you qualify for under Single Cover, if your
partner is also named on the credit agreement as joint borrower, they can also be provided with Life Cover. |
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Joint Cover for the Employed |
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If you and your partner are named on the credit agreement as joint borrowers,
you can both be protected for any of the cover for which you qualify. Therefore you both have the
reassurance that your loan repayment is protected. |
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Single Cover for the Self-Employed |
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Accident and Sickness (Disability) Cover. |
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Hospitalisation Cover. |
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Life Cover. |
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Full Premium Refund on selected Plans |
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Dependent on the term of insurance (this is normally 5 or 10 years) and you have not made a claim or settled the loan, you will be eligible to claim all of your insurance premium back. This is subject
to terms and conditions of the policy, and less Insurance Premium Tax and interest charges. |
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What companies provide the insurance? |
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This will depend on which lender provides your loan. Two of our largest insurance providers are Barclays and
Norwich Union so you can rest assured you will be protected by reputable companies. |
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The information given is a summary of the cover available. Full details
are contained in policy documents which are available on request. |
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About Us 
